Humorous Craigslist post – You just don't get it, do you son?

Wanted: Car financed by private owner. $250-$300/mo (Salt Lake)

Reply to: [?]
Date: 2008-11-13, 4:57AM MST
Saw someone do this about a month ago. I asked them if they would email me if it worked out for them and they just emailed me to tell me that they finally got a car. Hoping some kind soul can do the same for me.

I have a steady job that I’ve been working at for over a year but just have bad credit thanks to some crappy room mates about 6 years ago. Long story, but I will will give references, paycheck stubs and other info if needed.

Ideally this will be a newer vehicle. I’m open to any offer. But you get extra cool points (and more money/mo) for BMW, Dodge, VW or Mercedes. Again, I’m open to any offer.

$250 is the minimum, $300 is the max. More if you can finance me a BMW, 350Z, Audi of some kind or Dodge Magnum. SUV’s and trucks will be considered only as a last resort.

Email ASAP because winter is coming and I need a car fast!!!

So let me get this straight: 6 years after “someone else” ruined your credit, you still can’t get an auto loan? Hmm… I’m no banker or financial expert, but my guess would be it’s not just your room mates that hosed your credit.

And you’re hoping that someone will take it upon themselves to practically give you their vehicle, and hope/trust that you’ll make your 300$ payment every month, on time, until the vehicle is paid off?

But despite your crappy credit and inability to get an autoloan because of something that supposedly happened 6 years ago, if only someone could find it in their heart to get you that Audi, BMW or Mercedes Benz. Oh and then of course, you can pay more.

Gee mister… you’re like a creditor’s dream come true. Where do I sign up?

Just so you know, it’s not the financing options that bother me – its your ridiculous request for cars you clearly shouldn’t driving, when financially they should be the furthest thing from your mind. That’s all!